Cash handling involves managing physical banknotes and coins while maintaining tight security and audit trails.

• Dual Control Mandates: Requiring two bank employees to be present for all high-value cash movements, vault openings, and armored car transfers to prevent internal theft.
• Counterfeit Detection Protocols: Using specialized sorting machinery to inspect incoming currency for physical security markers, including watermarks, ultraviolet inks, and magnetic strips.
• Fitness Sorting Categorization: Sorting physical currency into clean banknotes for redistribution via ATMs and worn or damaged notes for return to the central bank for destruction.
• Vault Cash Limit Enforcement: Setting maximum cash limits for physical branch vaults to minimize the financial impact of armed robberies and optimize cash distribution.
• Daily Cash Drawer Balances: Requiring tellers to reconcile physical drawer cash against core banking system transaction logs at the end of every shift.