SEMESTER III — FINANCIAL MARKETS, TREASURY, RISK & COMPLIANCE
Module 2101: Financial Markets & Investment Fundamentals
- Structure of global financial markets
- Money markets
- Capital markets
- Equity markets
- Bond markets
- Foreign exchange
- Investment funds
- Securities
- Financial intermediaries
- Risk and return
- Investment principles.
Module 2102: Treasury, Foreign Exchange & Asset-Liability Management
- Bank treasury functions
- Liquidity management
- Cash management
- Money-market operations
- Foreign exchange
- FX risk
- Interest-rate risk
- Asset-liability management
- Funding strategies
- Liquidity forecasting
- Treasury controls
- Treasury reporting.
Module 2103: Banking Risk Management
- Credit risk
- Market risk
- Liquidity risk
- Operational risk
- Interest-rate risk
- Foreign-exchange risk
- Counterparty risk
- Compliance risk
- Cybersecurity risk
- Enterprise risk management
- Risk appetite
- Stress testing
- Business continuity.
The Basel Framework provides internationally recognised standards for areas including capital, liquidity, operational risk, large exposures, supervisory review and disclosure.
Module 2104: AML/CFT, KYC & Financial Crime
- Money laundering
- Terrorist financing
- Proliferation financing
- KYC
- Customer due diligence
- Beneficial ownership
- Enhanced due diligence
- PEPs
- Transaction monitoring
- Suspicious transaction reporting
- Sanctions
- AML investigations
- Financial crime risk.
Module 2105: Banking Compliance & Regulatory Management
- Regulatory compliance
- Compliance-management systems
- Consumer protection
- Conduct risk
- Product governance
- Regulatory reporting
- Compliance monitoring
- Compliance testing
- Regulatory examinations
- Legal and regulatory risk.
Module 2106: Banking Audit, Internal Controls & Fraud Management
- Internal control systems
- Three lines of defence
- Internal audit
- External audit
- Control testing
- Fraud risk
- Fraud detection
- Operational losses
- Investigation
- Audit findings
- Remediation
- Management reporting.
SEMESTER IV — DIGITAL BANKING, FINANCIAL SERVICES & STRATEGIC MANAGEMENT
Module 2201: Digital Banking, FinTech & Financial Innovation
- Digital transformation of banking
- Mobile banking
- Internet banking
- Digital-only banks
- FinTech
- Banking-as-a-Service
- Open banking
- APIs
- Embedded finance
- Digital lending
- Artificial intelligence in banking
- Blockchain
- Digital assets
- CBDCs.
The 2024 Basel Core Principles explicitly recognise structural changes in banking, including the digitalisation of finance.
Module 2202: Cybersecurity & Digital Operational Resilience
- Information-security fundamentals
- Cyber threats
- Digital banking security
- Identity and access management
- Fraud prevention
- Cyber risk
- Third-party technology risk
- Operational resilience
- Business continuity
- Disaster recovery
- Incident response.
Module 2203: Corporate Banking & Transaction Banking
- Corporate banking models
- SME banking
- Corporate relationship management
- Corporate credit
- Working-capital finance
- Trade finance
- Cash management
- Corporate payments
- Transaction banking
- Corporate treasury services
- Corporate financial analysis.
Module 2204: International Trade Finance & Correspondent Banking
- International trade
- Import and export finance
- Letters of credit
- Documentary collections
- Bank guarantees
- Trade documentation
- Correspondent banking
- Cross-border payments
- Country risk
- Sovereign risk
- Trade-based financial crime risks.
Module 2205: Financial Services Strategy, Marketing & Customer Experience
- Financial-services strategy
- Business-model development
- Customer segmentation
- Product development
- Sales management
- Relationship management
- Customer experience
- Digital marketing
- Customer acquisition
- Customer retention
- Cross-selling
- Financial inclusion
- Performance management.
Module 2206: Banking Governance, Leadership & Capstone
- Corporate governance
- Board responsibilities
- Senior-management responsibilities
- Risk governance
- Strategic planning
- Organisational structures
- Performance management
- Change management
- Leadership
- Crisis management
- Stakeholder management.
Integrated Capstone Project
Students complete a comprehensive Banking & Financial Services Management Project.
Suggested Capstone
“Comprehensive Assessment and Strategic Transformation Plan for a Commercial Bank.”
The project should assess:
- Business model
- Customer segments
- Products and services
- Financial performance
- Credit portfolio
- Liquidity
- Risk profile
- AML/CFT controls
- Digital-banking capability
- Cybersecurity
- Customer experience
- Governance
- Financial inclusion
- Strategic opportunities
- Three-year transformation plan.