Certificate in Digital Payments

This certificate program covers the ecosystem of digital payments, equipping learners with the knowledge to navigate the rapidly evolving payments landscape. The curriculum covers payment systems, including card payments, mobile payments, real-time payments, and cross-border payments; payment infrastructure, including payment gateways, processors, and clearing and settlement systems; payment security, including encryption, tokenization, and fraud detection; and the regulatory frameworks for digital payments, including AML/CFT requirements, data protection, and consumer protection. Students explore the competitive dynamics of the payments industry, including the entry of new players and the strategic responses of incumbents. The program also examines emerging trends in digital payments, including central bank digital currencies (CBDCs), stablecoins, and the Internet of Things (IoT) payments