The Budgeting and Forecasting for Banks training program is designed for finance professionals
working in the banking and financial services sector, with a focus on developing the skills required to
create accurate and strategic budgets and forecasts. This course delves into the unique challenges
faced by banks when forecasting financial performance, addressing both macroeconomic and internal
factors that impact revenue, costs, and profitability. Participants will gain a deep understanding of the
principles and best practices for budgeting and forecasting in a banking context, including how to
account for interest rate risk, credit risk, liquidity, and regulatory compliance. The course will also
explore forecasting methodologies and financial modeling techniques used by leading banks to
project future performance, enhance decision-making, and support strategic goals.
Through practical exercises and real-world case studies, participants will learn how to build
comprehensive budgets and forecasts, integrating data from various banking operations, such as
lending, investments, deposits, and risk management. The training will cover the critical role of
scenario analysis, stress testing, and sensitivity analysis in enhancing the reliability of forecasts, while
emphasizing the importance of aligning budgeting and forecasting practices with a bank’s overall
financial strategy. By the end of the course, participants will be equipped with the skills to create
more accurate financial projections, effectively manage resources, and optimize profitability within
the complex regulatory environment of the banking sector

Expected Outcomes:
 In-depth understanding of budgeting and forecasting principles specific to the banking
industry.
 Proficiency in creating accurate budgets and forecasts for various banking functions.
 Knowledge of the key factors influencing banking budgets, including interest rates, credit risk,
and regulatory requirements.
 Ability to apply financial modeling and scenario analysis techniques to improve forecast
accuracy.
 Enhanced skills in aligning budgeting and forecasting with strategic goals and risk
management frameworks.
 Capacity to evaluate and adjust forecasts based on changing economic and regulatory
conditions.

Target Audience:
 Finance professionals, including budget analysts and financial planners in banks.
 Bank managers and executives involved in strategic decision-making.
 Risk managers and compliance officers working with financial forecasts.
 Financial analysts focused on performance analysis and reporting.
 Internal auditors responsible for evaluating the budgeting and forecasting processes.
 Anyone involved in managing or overseeing budgeting and forecasting activities within
banking institutions.
Key Takeaways:
 Mastery of budgeting and forecasting techniques for the banking sector.
 Ability to create detailed financial models and projections that align with banking operations.
 Understanding of the macroeconomic, regulatory, and internal factors affecting bank
budgets and forecasts.
 Proficiency in scenario planning, sensitivity analysis, and stress testing for improved accuracy.
 Skills to develop and implement effective budget control mechanisms

Knowledge of how to optimize resource allocation and enhance profitability through
effective budgeting and forecasting.